{
"status_code": 100,
"status_description": "Payment process successful",
"data": {
"sipay_status": 1,
"order_no": "AB12CD34EF",
"order_id": "AB12CD34EF",
"invoice_id": "ORDER-2026-0001",
"sipay_payment_method": "CREDITCARD",
"credit_card_no": "453985****2342",
"transaction_type": "Auth",
"payment_status": 1,
"payment_method": "CREDITCARD",
"error_code": 100,
"error": "Success",
"auth_code": "123456",
"merchant_commission": 3.45,
"user_commission": 0.00,
"merchant_commission_percentage": 2.30,
"merchant_commission_fixed": 0.25,
"host_reference_id": "7012345678901234567",
"payment_reason_code": "",
"payment_reason_code_detail": ""
}
}